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He tried to draw out the equity allowance he had accumulated over the years so he could use the money to purchase the house, but the financial office would not let him do that. They said it was, in essence, part of his retirement.

That is not right! It did go into his pension plan because if the money does not get used for housing it can be used for his pension, yet the whole purpose of the money is for housing! I'll check on it. What denomination?
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