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Health care insurance?

My budget includes health insurance at the rate we've been paying, which is a stupidly large number. Wyoming is an expensive place to buy insurance for the self employed. In reality, if my earned income drops to nothing, I'll qualify for ACA subsidies and dramatically reduce the expense. But, for modeling purposes, I assume I'll keep paying the higher premium indefinitely.

A good question, as that is in fact the largest single line item in the expense budget, exceeding groceries, recreation, and vacation. My home is paid off, so no mortgage.

Tim
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