No. of Recommendations: 1
HELJinCT writes,

OK, the money is now in Vanguard. For now I threw it in the 2040 retirement account, but I am already starting to fret that I should have a better allocation than that.

The breakdown of the 2040 is pretty simple:

Vanguard Total Stock Market Index Fund Investor Shares 63.1%
Total International Stock Index Fund Investor Shares 26.9%
Vanguard Total Bond Market II Index Fund Investor Shares 10.0%

A 90% stock portfolio is pretty aggressive, even for a 30-year-old. Just leave it alone, and you'll have more money than you know what to do with with you're 65.

Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.