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Hello Brothers Gardner and other Fools,

I'm nearing the home-stretch of RBRM which I proceded with immediately after reading TMFIG. The books are worthy of all praise thus-far given and I intend to read both through again before making any serious steps toward real investing. For two years I've been experimenting; trading here, trading there with $2000 which I designated my "tuition" money. I have not done too well with it, having only about $600 left, but I have learned things which I will never repeat. Your books do much to drive these lessons home by illuminating and providing alternatives to every foolish mistake I've made with my so-called "tuition" money. Fortunately I'm only 30, have little to no debt, and being single - very few commitments, though that may soon change. In any case I think the time is ripe to put my money to better work. My parents nearing retirement took the enormous risk of taking on very little risk throughout their lives and they are getting rather nervous, choosing this late stage of their lives to only now get into the market. With the benefit of their hind-sight, I hope to be a little wiser ;)

The point, the point !! I am now poring through the RBRM boards and hit these two posts: and its followup

Call me tardy with this but I find myself with the same question and thought it reasonable therefore to bring it back to life, hoping for your thoughts and advice. A snippet from post 77:

I just finished RBRM yesterday and greatly enjoyed it. The book presents some really innovative ideas in a very refreshing and readable style. It now sits prominently on my shelf within easy reach.

However, I was left with the same question Steven Caplan had in his Message 14 on this board, dated 1-11-1999 which is:


I believe that this is an important question, but I couldn't find a response. (If you have answered it elsewhere, please let me know.)

Looking forward to any replies.
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