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Hello martanzana,

I am just an occasional visitor to this board and pretty new to serious self-education about investing. Apart from agreeing generally with the responses already posted--especially the value in reading Four Pillars of Investing while leaving your $50K parked somewhere--I'll suggest that before or after pouring the $50K into an MMA you check the rates available at Treasury Direct (13 week and 26 week flavors) and for that matter on I bonds. The Fool's Bonds board may already have reasonably recent threads on the pluses and minuses of TD and Ibonds rates, for you to look at.

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