No. of Recommendations: 0
Hello T, and welcome to the Fool.

Sorry about your divorce. That must be very hard.
Congrats, though, on you're new endeavor to learn to manage your own finances. It's a great thing.

You sound like you're doing a pretty good job. Generally, there's an order to do things that people recommend:

1. Have 3-6 months of living expenses saved in an Emergency Fund.
You seem to have this, the only advice I would give here is to perhaps think about putting it in a higher interest bearing MoneyMarket Account. I have mine at Netbank ( and I'm very happy with them.

2. Max out your employer retirement up to matching.
You're doing that with your 403B. Good for you.

3. Contribute the max to an IRA.
You're doing that. And both your 403 and IRA are at TIAA-CREF...a very good choice. You say it's in agressive funds -- which ones?

4. Then, and only then, start investing into taxable investments.
Somebody else mentioned a good index fund. VTSMX is good, as is TIAA's TCEIX.

Of course, way up on the list is get rid of credit card debt. I left that out because you have none. Good for you! GREAT for you!

I think you're doing a great job. It's a good thing you're here on the Fool. You'll learn a lot here. Just keep reading and learning. Managing your own finances is actually pretty fun. I can recommend two books: "Mutual Funds for Dummies" and "Personal Finance for Dummies." Both are by Eric Tyson and both are really good for getting over that initial hump of "what exactly am I suppose to be doing?"

I hope this helps.

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