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Hello there,
Thanks to ilmostro and rustedSoul for your responses. Your absolutely right. I'm going to keep it simple and open up Roth in a brokerage account, then contribute once a year. Now the question is whether to put the $2000 in QQQ or XLK? They both seem kind of close for the most part. I suppose tech is the way to go for the apparent future.
Thanks again, Madmoon
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