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hello3456 something to the tune of:

"So the bank charged you $2 for something that costs them 75 cents. Sounds like it might be a bargain considering the Pizza you pay $12 for costs them maybe $3.
Prices to consumers have a lot to do with 'what the market will bear'.
Businesses do NOT exist to give us products/services at cost."

In the realm of economics, he is banks are money-making entities, just like any other business. All I am saying is that the "double-dipping" of ATM fees by both one's home financial instituion and the ATM owner can get a might bit exorbitant, to say the least!

But then again, a lot of us don't go-around stashing five-figures in checking accounts and chastize others for using these accounts to conduct their routine transactions like it is a forbidden practice or something.

Besides, ATM revenue, though large, is not the driving force behind any bank's financial health. Everyone knows that interest revenue from mortgages/loans, credit cards (for those who carry balances), and NSF check fees are the biggest money-generators in the banking world!

I am in no way endoring the practice of bouncing checks, but you know if a mega-bank, say, has several thousand customers bouncing these things daily (assuming they have a seven-figure number of account holders), and multiply that by, say 5 checks a person...gosh...the revenue is mind-boggling (Haing run my own business and also having dealt with this from a business owner's point-of-view, the cost about 1/5 of what the bank passes-on to the customer).

Just a point...again, I do not endorse this sort of thing...nor am I a shareholder in any financial company...just wanted to state a fact.

GOODBYE, "hello"!

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