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I'm trying to understand the rules regarding converting my tradition IRA into a Roth IRA and I'm getting more and more confused.

My 1999 AGI is just above 95k and I expect it to go over 100k next year.

Can I convert my IRA to a Roth for the 1999 tax year? Or am I too late?

If so can I convert the entire IRA or is my current income such that I can only convert a portion of it?

I plan on getting married next year and my future wife will probably have an AGI of around 35k next year. If I can't convert it this year, will it be possible to convert it next year if we were to file a joint tax return?

If I am able to convert it, is it still possible to spread the taxes over 4 years?

Can I take money out of the IRA to pay the taxes on the conversion?

If I am able to convert it, is there any limit to the amount of money that can be contributed to a Roth IRA in a given year (that is if I was eligible)?

Thanks alot in advance for helping me thru this confusion.

- Ed
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