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Here's my mum's situation:
She is 67 and her principal has dropped to 28K.

At the moment Mom takes $1250 out each month for expenses; home mortgage
($800), car lease ($400) which ends in August. She has $540 in SS and a
pension of $750.

She owns her own house, valued at $159,000, and is leasing a car, lease ends August.
What to do?
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