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Here's my two cents. I'd invest in an S&P index fund until I accumulated around 10k. Then I'd go to the workshop area and study the different screens there looking specifically annual screens. Then create my own mutual fund of two screens holding 5 stocks each. That way, you're in total control. You decide when to take gains, pay taxes, etc. The returns you can get will far outpace 99% of mutual funds out there.

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