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Hey, GrayWulff, thanks for the reply to sheilaoliver. That was great and exactly why I wanted this board created. Some of us have waited too long and started too late in life and we need all the help we can get. Boy, this board is going to be great!!!!

Where do I go to read the FAQs. I have trouble finding lots of things in the Motley Fool so I guess the thing to do is ask questions like this. Thanks for you input
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