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Hey Jan,

As a current Realtor, I agree with you. My first suggestion to you would be to hire a Realtor as you are a buyer and won't be paying him for his expertise -- the seller will.

Any experienced Realtor will probably have many reputable mortgage people that he personally deals with (I have 4) and I would head that direction first.

If you are in AZ please email me, if you would like further assistance off of this board please email me -- otherwise there are other boards on this subject at the Fool to post this kind of inquiry.

Hope I helped you.

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