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Hey Jeff,

Good question. Why don't you give the folks at Vanguard a call and pick their brains. An index fund is a good way to get started and you can usually deal directly with the Fund, rather than pay a broker. At the same time, drop by any Schwab office in your area and ask them the same questions. Later, choose a discount on-line broker for your equity investments. Also inquire about Nasdaq Index Funds,as the S&P may not be the way you choose to go. Best of luck,

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