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Hey there,

Q: Does the $10K max include contributions from both
you and your employer or does the $10K max just
include what you contribute?

A: The $10K max is the COMPLETE total regardless of
whether your employer matches your contributions
or not.

Let's say, your employer kicks in $1 for every
$1 you put in ... the $10K max would then consist
of $5000 of your cash and $5000 that your employer
kicked in.

Hope this helps

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