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hharri----- Everyone should have your problem! Wouldn't be a problem for me. Go to liquid with your 1 mil, invest in money market or CDs, live off $65K a year, then at age 65 Social Security kicks in, another $15K-20K annually. Play golf, go fishing, take vacations, buy a new car every 2-3 years, live happily everafter. Forget the market. And then, when your time comes to go off into the old happy hunting ground, leave the 1 mil to your children, or charity, or whatever. People seem to make big problems where no problem exists.
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