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Hi AJ - I didn't understand what back door meant. I don't think my 401K has Roth option- that said I'm hearing that upon retirement independent of my taxable income level I can selectively convert all of my after tax 401 contributions to a Roth and either leave the balance of my 401K (pretax savings) alone or convert to a traditional IRA is this essentially correct? Or is my ability to do this dependent upon the specific plan rules for my company's 401K? Thanks!
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