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Hi all, I am new to this thread and just bought the book but I had to say just bought this diamond at $7.75.

I can't speak for Hewitt Heiserman, but FMD's business model is changing and I'm not so sure he would value it the same as he did back in November. I think with the credit markets shut down and with FMD turning into more of a lender than simply a facilitator of PSL's, it's profitability has certainly changed.

I'd love to hear his Hewitt's updated thinking on FMD if he's lurking.
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