No. of Recommendations: 1
Hi Brett.

If you start your Roth at Scottrade, you will not be charged the Vanguard fees as long as you have a minimum of $1000 in the fund.

Since you are young, I would suggest you save up that extra $500 to reach a $1000 and put VTSMX into your account. That will give you both small and midcap exposure, as well as the large cap that you would be duplicating by buying VFINX anyway. Too much overlap there. It would be redundant.

Invest into that for a while. After that, if you still want to increase your small-cap exposure, you can then add NAESX (Both of these funds I just bought today in my own Roth at Scottrade). Down the road, when you get a little older, you can add in bonds.

(If you think that you might like to invest in ETFs, email me and I will send you a reference number to put on your application. It will each of us 3 free trades.)

Hope this helps.
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