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Hi Dave,

Thanks for your comments. <preening> :-)

Because you TEACH the mechanics of things

I love to teach. In fact, before going to graduate school, I also got my high school teaching certificate for chemistry and math. And while in graduate school, I taught one-third of the summer course of undergraduate biochemistry (teaching the whole course, once). Had a ball!

Now I'm an analyst, teaching myself investing and using the opportunity of these boards, articles, and member events like where we met a year ago to share my love of the subject matter and teach it. (Which of course means I have to know it even better, else I couldn't teach it.)

The math isn't hard at all. Just multiplication and division and you let the spreadsheet handle all that (though you do have to know how to convert arithmetic equations into spreadsheet formulas). Hmm, maybe this weekend, I'll put together a post teaching everyone how to build their own MUE calculator. Actually, that would be a series of posts, because, as you wrote, in order to understand what the spreadsheet is telling you, you have to understand what's going on behind the scenes.

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