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Hi Dave,

Yes, the numbers certainly are compelling. The trouble is, I don't know if that's a messed-up expectation or not.

Management is a definite concern. Direction of the company is another (does it want to go retail or institutional? -- the company seems a bit unsure right now), and global growth is a third. Is the opportunity large? I don't know. For others to learn English, possibly, but many people learn English in school already. I'm just not sure where this company is going.

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