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Hi Deannda!

Well, I haven't seen that particular commercial, but I have seen others similar. They bug me, too!

I think it's the "quick fix" idea. Another thing that totally doesn't help the person figure out why they got into the problem in the first place. Not that declaring BK does that, but hopefully (*cross fingers*) people learn a lesson. When we went to a CCCS program before we declared BK last year, they laughed at us. Helpful, hmm?

Speaking of which, it's been over a year since our discharge went through. Amazing how time flies! :)

Have a nice new year!

Kris
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