No. of Recommendations: 0
Hi Ferjen

Its very strange they don't have a balance sheet reported. I looked at MSN and Yahoo. I didn't pull up the 10K yet; I'm sure they have a balnce sheet there. Banks are an area I haven't looked at much. They are a whole different animal for evaluation. ING is a foreign company and sometimes those 10Ks are difficult anyway. They would be challenge to do. They have a good product and seem to dominate their niche. I don't see a lot of others doing what they do.

>^..^<
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