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Hi Harmy, thanks for the reply.

No, I dont see why I should lumber myself with a credit card that I
dont want just to pay that small amount..( I deliberately dont look
at overseas sites selling books, for instance in case I'm tempted--
mighty expensive with our pathetic exhange rate)
Not that I can't afford a credit card, just a matter of principle
actually.
Especially when TMF continually go on about "dont have a credit card."
That gets me really steamed--

Not to worry, they were good enough to give me a free year--
after that, goodbye and thanks for all the fish ,

(hope all your moving is going OK)

Cheers,
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