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Hi -

I researched quite a bit about investing.
I read:
The Four Pillars of investing - by Bernstein
A random walk down wall street - Malkiel

It all pretty much taught me that buying individual stocks wasn't going to be my cup of tea.

So, now I do a modified portfolio

Also these:

It's worked out well for me over the past 25 years. About 8.4% annualized. You could do worse.

I still own some stocks from back when I thought I knew what I was doing, but that is only because the pay dividends and I reinvest them. MSFT, XEL, MRK, KO

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