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Hi Jim. Congratulations on paying off your debt!

This sort of thing is discussed often on the "Fools and their Money" board, here:

Go back a month and read through. It's a quality board. So's this one, but here we talk mainly about retirement accounts.

These links should be helpful to you:
Motley Fool Savings Center
in particular this article:

Where to stash your cash

60-second guide to short-term savings
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