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Hi Joel,

I've done my best to understand IRAs, but...I don't get them sometimes.

What I thought was that I get a 401k and can denote that as a Roth or Tradiitional IRA? Or, can I get a 401k and a Roth?

Through the IRA, I could invest in stocks as I normally would through a brokerage? If that's the case, I might save most of my money until I start my job.
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