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Hi Kudie,

Thanks. I use mostly index funds, so the small cap fund in my IRA pretty much tracks the index (and the S fun), but the expenses are about 0.5% vs 0.05% for the TSP.

I'll probably end up keeping some money in my IRA because I have a few managed funds and a few stocks. I'm mostly thinking in terms of getting most of my index funds into the TSP.

Thanks!
Karen
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