Skip to main content
No. of Recommendations: 1
Hi Luckymama,

I was waiting for someone more knowledgeable on FICO's to respond, until then I will respond with the best I can. You can get all three credit reports free at

What some people will do is get one report every 4 months from different CRA's so in a since you can watch them over the year for free. It will probably take at least a month or so for the chase closer to show up so you may want to wait a while or get one report now and another one 3-4 months from now. I do not monitor scores. But I believe is fairly cheap, but other posters my have better input. I get plenty of 0% offers and have no negatives on reports so I figure my scores are fine, although I do like to look at my reports every quarter.

Print the post  


UGC Disclosure Notice Regarding Credit Card Posts
Community board discussions about credit cards are not provided or commissioned by banks who may have advertising relationships with The Motley Fool. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
TMF Credit Center
The Motley Fool Credit Center arms you with real tools and simple messages, that will help you in every credit situation.
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.