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Hi Mud
I too have a state pension plan and a 403b. You said you're in Kansas? well, I don't know about Kansas, but in missouri, I'm almost certain that the average income considered for your pension benefits are pre 403b. What kinds of choices do you have for your 403b? I have my 403b thru TIAA-CREF and they seem to have an excellent reputation. We didn't have TIAA-CREF as a choice of providers, but all I had to do was get 9 more people to sign up with me and asked our HR to add it to our list.

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