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Hi pjhninja1,

You write:

With regards to flood insurance, what is a good rule of thumb on insuring the foundation / property itself for the northeast region? This would be for the Pennsylvania area on a property worth $250,000. ie, would $50,000 of coverage make sense? If there's flood damage, is there an industry average on what repairs cost?

It's probably best to speak to your homeowner's insurance company, but here's some information.

From Google: "The maximum limit of coverage depends on whether you choose to buy a federal or private flood insurance policy. Coverage from the NFIP typically can't exceed $250,000 for your home's structure and $100,000 for your personal property. Private flood insurers can provide much higher limits."

Here are some additional articles that can help answer your questions:

Hope this helps!

Warm regards,

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