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"Since you are over 59 1/2 and the Roth account was established more than 5 years ago, all distributions from the Roth will be qualified distributions, so there is no 5 year clock needed for the conversions. It's only when the distributions are not qualified that the ordering rules, which include the 5 year conversion rule, come into play."

So the 5 year "seasoning" is not a requirement for distributions for example, a 60 year old converts an does not need to wait to 65 to distributions from the conversation.

Sorry, I forgot how italics work here.


SJ Coleman
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