No. of Recommendations: 1
Hi Renee,

Yep, gotta love those PhD programs that lead to starving-wage jobs -- let me guess, something in the liberal arts, right? ;-) (I'm a classicist.) I feel very blessed not to be carrying student loans on top of my cc debt.

I'm currently looking for ways to cut my expenses, and I know the biggest place is eating out lunches. This is tough, because usually a group from my company goes out every day, and it's often frowned upon if you bow out too many times.

Would it be so terrible to take a bag lunch to eat with your colleagues? If you go to a restaurant, you could order a soda or an appetizer for appearances' sake. Or, even better, encourage your colleagues to think take-out so you can walk with them while they buy their lunch & then sit down somewhere & eat with them. I often do this with my colleagues (being all starving PhDs, we are all either carrying bag lunches or buying the least expensive sandwich from the lunch wagon!).

I have found that restaurant meals are a HUGE drain on the budget, far worse than many trips to Half Price Books. Good luck & I hope you get lots of good suggestions!

Print the post  


UGC Disclosure Notice Regarding Credit Card Posts
Community board discussions about credit cards are not provided or commissioned by banks who may have advertising relationships with The Motley Fool. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
TMF Credit Center
The Motley Fool Credit Center arms you with real tools and simple messages, that will help you in every credit situation.
Live Video Event Monday!
The GP team is hosting a live video event on Monday at 4 p.m. ET. Don't worry if you can't make it — we'll have a replay and a transcript. Click for more!
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.