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Hi Shire,

That Citi was an airline card, used sparingly. Can't remember what the limit was. I think the hook was a free companion ticket after first purchase. DH used in only often enough to keep it active, so I let it slip through the proverbial crack.

Don't believe closing it should have any other repercussions. We have a couple of scattered 'miscelleneous' cards in individual names to facilitate credit reporting/rating... had more with debt in old history but consolidated as we cleaned up things.

Obviously frustrating to get a late charge larger than the balance. Aaargh.

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