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hi StockGoddess,

You are probably right that I should contact an estate lawyer. However, I have found that the lawyers and attorneys and Financial planners seem obligated to spew the standard boilerplate information. In doing so, they don't try to figure out alternatives nor offer ideas based on what their other clients have experienced.

It may sound strange, but I don't trust anyone I have to pay $200/hr+ to tell me what I already know. I would rather hear from all of the Fool readers who have real experience.

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