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Hi Swing4TheFence88,

I understand the confusion. There is more going on in the background.

Our living expenses have increased over the years since 2005.

I started SSA at 62 in 2012. DW started SSA Spousal on a Restricted filing at her FRA 4 1/2 years later. She started on her benefit last fall.

I took a buyout on my small pension in 2015. I lost my supplemental payments (really tiny) to bankruptcy last year. DW started her pension.

Net result our income increased while inflation increased our expenses along with just, well, increasing our expenses! I do exclude charity from our expense number though. We donate about 20% of our gains through the year as our portfolio hits new highs so it is not a set amount.

The net result is our cash needs do reduce somewhat.

The actual cash flow from our portfolio increased. Using a level base, our dividends have increased every year since retiring.

"I have loosely figured that at around $100-$150/share it is the tipping point where it would make sense to sell, pay my cap gains taxes and reinvest in my desired core holdings."

I hope you don't mean sell-out.

Rather than do that, I suggest your do a little trim, 5% or 10% of the position. Move that either to a dividend payer or a different growth stock. If you don't need the cash flow and you have 5 or more years to go, I would put it in growth.

When you look at position sizes, I would look at investments in securities rather than net worth. In general, pieces of your net worth like rental units are illiquid vs securities so they aren't an "equal" asset.

Does that help you?

All holdings and some statistics on my Fool profile page
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