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Hi Wastlib! Glad you're thinking about how to be more efficient in your work. Think of it as reducing friction. Take out every bit of unnecessary delay, every extra movement. Get it down to the essentials.

Speaking of essentials, let's see here...

#1 $420.77 pay off date 2/15 line 27,000

#2 $5630.48 $137 due 2/11 17.49% line 14,000

#3 $11191.04 $248 due 2/10 14.24% line 11,500

#4 $17531.33 $387 due 2/10 14.24% line 31,400

#5 $14555.92 $145 due 2/23 0% line 16,000

Cash spent 1/21-1/27 on all categories, if I had categories : $285

E-fund: $780 cash.

Setting aside spending for a minute, your total debt is now $49,329.54. When you first posted here, it was $50,630.76. Congratulations! You have paid off $1,301.22!!

Seriously, that's good progress for your first week of working at this. I know people are going to hound you to deal with that car, and I agree with them. If you want to repair it before you sell it, then add that to your laser focus and git 'er done. If it's just going to sit in the driveway and cost you money, then make it disappear now rather than later. Also, remember the opportunity cost. If you spent the repair time on your side hustle, would you make more money than you will on the increased value of the car? If so, repairing the car is actually costing you money rather than saving it.

ThyPeace, wants to develop a side hustle of her own, but that's a separate story.
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