Skip to main content
No. of Recommendations: 1
Hi xtn,

842! Congratulations! I think that may well be the highest I've heard anyone have. That annoying 850 is some magical number that is elusive to everyone. There's some mystical algorithm that supposedly has a max of 850, but truly, it seems an unsolvable mystery to attain.

Regardless, you are a rock star as far as your Fico score.

I'm well over 800 myself, and might've possibly been right there with you...had I not been such a good guy and agreed to consign for a Ford truck for my godson. Thankfully, he's totally trustworthy, and has kept up a perfect record now for about 2 years to date. Doing this didn't destroy my rating, but it certainly caused some damage from all the pinging that dang dealership did. This should be a warning for everyone, btw. When a dealership tells you they have to run your credit, they fail to tell you that they run your credit up to 5 times checking different rates. The result of this is a drop in your score for every time your credit gets checked for this. It took me quite a while to get my number back up to where it should be.

Anyway, again, congratulations on your stellar number!

Print the post  


UGC Disclosure Notice Regarding Credit Card Posts
Community board discussions about credit cards are not provided or commissioned by banks who may have advertising relationships with The Motley Fool. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
TMF Credit Center
The Motley Fool Credit Center arms you with real tools and simple messages, that will help you in every credit situation.
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.