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Hi yskesa,

I got caught in a similiar situation 2 years ago when I made full contributions to a Rost and a non-deductible IRA. A tax professional can assist you in undoing this mess, but here is the gist of what I found out in my own situation:

You can't "transfer" any of the money from your Roth to your spouse's Roth. Instead you have to "remove" all of the excess contributions from your Roth and pay some penalties to the IRS. If you haven't contributed the full amount to your Roth in any of the past years since you "over-contributed", you may be able to "re-characterize" some of the excess contributions from previous years to fill in the missing contributions, even for the current year. However, you will still have to pay the IRS penalties for the years and amounts when there was excess contributions in the account.

As I said in the beginning, best to get professional help. The penalties will probably only be a couple of hundred dollars.

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