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hiya,
with $500, just stick with either S&P 500 or Total Stock Market (forgot the symbols). when you get more money... depends on what each person's definition of more but, in my case, at least $10,000, start diversifying between small cap, mid cap, or whatever you feel comfortable.

in the meantime, research mutual funds, stock markets and whatever other source you can. by the time you hit that $10,000, maybe you'll go with only mid cap, only large cap, only small cap or combination of all three. if you still feel uncomfortable by the time you reach $10,000, my recommendation would be to stick it in both S&P 500 and total stock market.

good luck,
jin
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