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hockeypop asks,

Well, you still haven't addressed where to "park" money in tax-deferred accounts.

I have my cash (about 10 year's worth of living expenses) in the Vanguard Short-term Bond Fund (VFSTX) with a 3-year average maturity. The TIPS fund (VIPSX) has a 9 year average maturity -- that's way too risky in an environment where interest rates are likely to rise once the Fed ends QE2.

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