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How about you, alone, buy the house and pay the mortgage and the taxes, and the two of you apportion her income somewhere else--perhaps she buys the food, for example. Or she pays utilities. The two of you work out a budget that is fair, but the house is in the name of just one person.

As Phil says, two unmarried people owning the same house just too complicated if you part ways. And if you are sure you won't part ways, ever, then get married and be done with it?

Best wishes, Chris
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