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I get a daily text at 6:30 am from my bank with my account balance. I also get a trigger text every time a deposit or withdrawal is made in excess of $500. This AM, the available balance seemed a bit low - about $400 too low. I logged in to my account a little later in the day to find that I had a pending charge of $433 from home depot. The transaction was dated today and I hadn't been to HD in at least three months. I immediately called the bank and was told by the customer service rep that it was a "swipe" charge at a Home Depot in Cincinnati - 4 hrs away from my home city of Cleveland.

I have been using my debit card exclusively over the last almost two years. I was recently issued a new debit card approximately six months ago by my bank in response to news of the target and home depot breach. I actually have two debit cards. My original card had a leopard print design. When the new cards were reissued they sent me a plain jane card. I asked for the card with the original leopard print design and it was sent. I was told that both debit cards were active. One I have with me all the time, the other sits at home in my wallet. The replaced debit card was shredded.

I immediately thought that someone got a hold of the xtra card, or that I had misplaced the frequently used one. But I checked and I still have both cards. The one I keep at home and the one that I take around with me. So how did they make the charges with a swipe? I actually got another phone call later in the day from a fraud services company employed by my bank and she went through all my recent charges to confirm which were mine and which others were fraudulent. She told me that another swipe had been attempted for $400 yesterday but was declined.

So what I want to know, what are they swiping that has my debit card number on it? How did they get my debit card number?
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