Skip to main content
No. of Recommendations: 0
How do I organize my portfolio? Do I still need to take risks? Can I just sit back and get 5% from
Bonds? Should I worry about inflation? Do my investments still need to outperform the market?

80% in blue chip stocks, index funds etc. 20% in bonds (probably not funds as there could be actual losses)(Use government and insurred bonds to reduce risk) with $150,000 coming due each year for seven years.

Each year sell stock and invest in bonds that come due in 7 years. If the market drops don't replace your bonds that year. You can stand 7 bad stock years so you should be able to sleep. Inflation, interest and dividends will affect the final result but I think this approach is reasonable.
Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.