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My baby is due in March, and I've been working full-time. My husband and I are sort of taking a leap of faith that I'll be able to stay home.

We have our own business, and we have good, strong projected sales and income for this coming year, but of course, it's a risk. All business ventures are. My income has been the more reliable? steady? one. I hate to say that, because the business often makes much more than I make, but it's just a bit more finicky, and it's seasonal (about 8 - 9 months of income). That said, my job is in newspaper, and our newspaper is not healthy. So, its reliability over the long-term is sort of iffy, anyway.

My job doesn't offer paid maternity leave.

The plan is for me to take all my vacation time / sick leave / personal days (which will keep a check coming in for about four weeks), then finish out FMLA, which will allow us to have health insurance -- paying our portion only. Then, we'll go on COBRA for about 18 months.

Then.... leap! We are going to figure out our insurance situation as we go along.

Has anyone tried to do the stay at home thing only to find a few months or years down the road that it just won't work?

That is one of my biggest fears at the moment.

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