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How does that differ from Cybersource??

Mom and Pop would be who - the merchants ??

Ebay is a merchant , amazon auction is a merchant and they both use Cybercash but I wouldn't consider them Mom and Pop.

Yes, the majority probably are probably mom and pop -that's why they have 20,000 merchants, more than anyone else.

They also have as good or better connections to the major corporate players as any of their competitors.
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