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I need help on how much money I should be saving. I'll give some background and also list the advice I was given.

28, Married with two kids. I recently got a nice promotion. For the first time I am equipped to invest fairly aggressively into my retirement.

Current Base Salary: 118000
Bonus:25% of Base salary on an annual basis.
Live in East Tennessee
I have a mortgage and just bought a new vehicle, otherwise I have no debt.

Our retirement planner at work suggested I put 15% into 401k. My company matches 75% upto 6% of my salary. Additionally he suggested maxxing out a Roth IRA for both my wife and myself. Additionally my company offers a fixed fun which is guaranteed 6% return, compounded daily. He also suggested that i put the maximum annual contribution into this, which is 10K.

Therfore that is 17500(limit) into 401K + 5310 company match. 11000 into Roth IRA's. 10000 into the Fixed Fund.
Total Savings is 43810.

Is this excessive? Seems like I could be enjoying some of that money rather than saving so much.
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