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My goal is to FIRE at age 50 (DH will be 53). While we save an okay amount of money (20+% of gross), I do feel like we could save more. Also, it's hard to get an accurate gauge of how much we will really need in retirement. Of course all the retirement calculators I use give vastly differing amounts. Any ideas of how to get a more accurate estimate?

Assumptions for retirement include - SS will not exist for us, no debt including mortgage, decent pension for DH (19% of current household salary), okay pension for me (7% of current household salary) and retiree medical benefits from DH's employer. Our current net worth (excluding home) is ~1.8x current salary. We are 31 and 34.

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