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My parents each have a traditional IRA (60-70K in each account) invested in Mutual Funds. They are at the age where they have to withdraw so much each year. This amount that is withdrawn is deposited into a brokerage account which is also in Mutual Funds. I would like to put some of this money into the RP4. They can live comfortably on their retirement so they may not even have to use the IRA's or the savings account. Should I transfer the money from the IRA's to start the RP4 or use some of the savings account? I also opened a Vanguard Index 500 fund last year with 10K which they deposit $500 a month. Should they continue with this or deposit that $500 into the "sweeping account" until ready to invest with the RP4? Also should they deposit the amount withdrawn from the traditional IRA's into the "sweeping account" for the RP4 investment? Thanks so much!
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