Skip to main content
No. of Recommendations: 0
Hi,

I am 54 yol. I want to retire in the next year or two. I have had a career, saved, and maxed my 401K (I have no pension) every year since I graduated from grad school almost 3 decades ago.
Since I started working I have been investing my savings first in mutual funds then in individual stocks and ETFs.

I am interested to hear about the experience of people who have retired and who are deriving their retirement incomes mainly from their investment portfolios.

How did you prepare for retirement?
How do you manage your portfolio for income? Do you mainly draw on interests and dividends? would you harvest capital gains by selling stocks? How do you decide to do so?
What is the composition of your portfolios (% of stocks/bonds)? How much is dedicated to growth and how much to more 'stable' and dividend producing stocks? How do you manage your cash? and how much time to you spend on managing your finances? What other resources do you draw on to help you do that?

tj
Print the post  

Announcements

The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.