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I am 54 yol. I want to retire in the next year or two. I have had a career, saved, and maxed my 401K (I have no pension) every year since I graduated from grad school almost 3 decades ago.
Since I started working I have been investing my savings first in mutual funds then in individual stocks and ETFs.

I am interested to hear about the experience of people who have retired and who are deriving their retirement incomes mainly from their investment portfolios.

How did you prepare for retirement?
How do you manage your portfolio for income? Do you mainly draw on interests and dividends? would you harvest capital gains by selling stocks? How do you decide to do so?
What is the composition of your portfolios (% of stocks/bonds)? How much is dedicated to growth and how much to more 'stable' and dividend producing stocks? How do you manage your cash? and how much time to you spend on managing your finances? What other resources do you draw on to help you do that?

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